Getting Your Finance First Puts You In The Driving Seat!
Choose ANY Vehicle From ANY Reputable Dealer
We Put you in control!
We offer a range of traditional vehicle finance products, including Hire Purchase, Lease Purchase, Personal Contract Purchase, and Personal Loans.
Whether you’re an individual or a business, financing your next vehicle could be the perfect solution. With our financing options, you could even afford to get a newer or better-quality vehicle.
At Motor Loans R Us, we put you in control. You can choose the vehicle, the dealer, and the payment plan that suits your needs.
We aim to make the vehicle financing process as simple and stress-free as possible. We understand that getting finance can be a concern. Still, we encourage our customers to get their finance in place before looking for vehicles to avoid disappointment or being swayed into a vehicle that stretches their budget too far.
Contact us today to find out how we can help you finance your next car, van, caravan, motorhome, or motorbike.
Apply Now For Your No-Obligation Quote With No Impact On Your Credit Score.
How Finance At Motor Loans R Us Works
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Vehicle finance is the umbrella term for a range of options that allow you to borrow the money you need to buy a new or used vehicle. No matter if you are using a traditional vehicle finance product or a personal loan there is a credit agreement between you and the lender. They allow you to pay for the vehicle over a period of time, with interest payable on the balance to finance.
To put it simply as a finance broker we are the middle man between you, the customer and our lenders. We work with a wide panel of lenders which allows us to find a range of different financial solutions for a range of different circumstances.
We are experts in our field and our primary aim is to get you the best finance deal.
One of the main advantages of financing a vehicle is not having to pay a large sum of money.
In reality, we don’t all have access to a large sum of money to pay for a vehicle in cash. Financing allows you to spread the cost over many months making it more affordable.
Another advantage is being able to get a better vehicle. Due to being able to pay off the vehicle over many months, you may find it within your budget to get a more expensive better quality vehicle. Getting a better quality vehicle could reduce expenses in the long run.
Check out our blog post for more advantages to financing a vehicle
A lender decides how much they will let you borrow by doing what is called an affordability check. Generally, they will review how much your earn (income) and how much you spend on regular payments such as mortgage/rent and bills. The more disposable income you have the more likely you are to be able to afford a vehicle repayment.
Vehicle finance is a big commitment that can last for many years, affordability checks can help ensure that a monthly vehicle repayment won’t lead you into debts or make it hard for you to cover other expenses.
Asking affordability questions is part of being a responsible lender, a lender wants you to be able to keep to the monthly repayment so will never lend you more money than you can afford to pay back.
At Motor Loans R Us we put you in control!
By getting your finance first you can go into any reputable dealer with a budget you can ensure you get the most out of.
We are a finance broker and not a lender. As a broker, we work on your behalf to find you the best vehicle finance option by acting as a middleman between you and one of our many finance providers. We have a carefully selected panel of over 30 lenders who cater to ALL circumstances to ensure you are offered the best possible finance option.
You will be assigned a dedicated team member with a wealth of knowledge in both the automotive and finance industries to guide you through the entire process and tailor the right finance product for you.
You wouldn’t expect an estate agent to provide you with a mortgage quote, and you should follow the same principle when buying a vehicle. A dealership won’t have the breadth of knowledge, expertise or access to as many lenders in order to give you the choice and flexibility when it comes to vehicle finance.
This is where Motor Loans R Us excel, we have over 50 years of experience in the automotive and finance industry, our commitment to service ensures all of our clients are treated fairly. We endeavour to help everyone that contacts us no matter their credit score and circumstances providing the best possible level of service.
At Motor Loans R Us Getting Your Finance First Puts You In The Driving Seat!
Typically a vehicle is the second biggest purchase you make aside from buying a house. When you take out a mortgage for the majority of cases you’ll use a mortgage broker to get the best deal.
Whilst a vehicle loan probably won’t be as big of a loan as a mortgage it is still a considerable amount of money so using a broker to find your perfect deal makes sense! As a broker, we can compare the top deals on the market and present you with the best options. We take your circumstances and requirements into account. Our extensive experience in the vehicle finance industry means we can help get you a finance deal that best suits your circumstances.